YKCONSULTANCY: unit trust

language/语文：

单位信托计划为你提供一个轻松自由的投资选择，你的投资是集体投资，由专业的基金经理管理。我们为你提供各种各样的单位信托基金，让你开始对投资的第一步。

我们的单位信托/基金的提供者:

AmInvestment Services Bhd
Amanahraya Investment Management Bhd
Eastspring Investment Bhd
Hwang Investment Management Bhd
Kenanga Investor Bhd
Libra Invest Bhd
Opus Asset Management Sdn Bhd
Pheim Unit Trust Bhd
and many more...

利益

多元化

客户现在可以以最少的投资金额分散投资于不同资产类别，如股票，固定收益，期货和房地产投资信托。以较低的成本增加各种各样的证券。

专业基金经理

你的投资组合由专业的基金经理管理以得到增长。通过基本的研究和分析工具，客户可以做出明智的资金管理决策，享受一个轻松自由的投资。

价格实惠

开始一个投资组合，以低至100令吉（每月自动转帐）或RM1000（初始资金）以养成有规律的储蓄和投资实践。

投资产品建议

防卫型（Defensive）

收入投资组合。较少持有增长性资产并注重于收入型，价值在短期内会有低幅度的浮动和轻微的资本风险。

资产配置建议=

Equities: 10%; Fixed Income: 85%; Money Market/Cash:5%

中等型（Moderate)

在中期至长期的时间内注重于资本增长的投资类型。与增长型投资比较，在短期内会有较低的价值浮动。

资产配置建议=
Equities: 60%; Fixed Income: 35%; Money Market/Cash:5%

增长型（Growth）

增长型投资组合。小部分投资于收入型产品，以降低短期内的价值浮动。

资产配置建议=
Equities: 85%; Fixed Income:10%; Money Market/Cash:5%

积极性（Aggressive）

高增长的投资组合，主要注重于最大化的资本增长。价值在短期内会有高幅度的浮动和资本损失的几率更高。

资产配置建议=
Equities: 90%; Fixed Income:5%; Money Market/Cash:5%

language/语文：

Unit Trust Schemes offer you a hassle free investment alternative whereby your investments are managed by professional fund managers as a collective investment. We offer you a wide array of unit trust funds as the first step for you to start your first step towards building your investment portfolio.

Our Unit Trust / Wholesale Funds providers are as listed below:

AmInvestment Services Bhd

Amanahraya Investment Management Bhd

Eastspring Investment Bhd

Hwang Investment Management Bhd

Kenanga Investor Bhd

Libra Invest Bhd

Opus Asset Management Sdn Bhd

Pheim Unit Trust Bhd

and many more...

Benefits

Diversification

With a minimal investment amount, clients can now diversify their investment portfolio across the various asset classes; such as equity, fixed income, commodities and REITS. Increase the exposure to various securities at a lower cost.

Professional Fund Manager's Expertise

Tap into a professional fund manager's expertise to grow your investment portfolio. Enjoy a hassle free investment as our expert fund managers enjoy access to fundamental research and analytical tools to help clients make informed fund management decisions.

Affordable

Start building an investment portfolio today with as low as RM100 (monthly auto debit) or RM1,000 (initial) to develop a regular saving and investment practice.

Recommended Investment Product

Defensive

An income portfolio that has a small exposure to growth assets.Main emphasis is on generating income.It will have a low fluctuation in short term value,with some small short term capital risk.
Recommended Asset Allocation=
Equities: 10%; Fixed Income: 85%; Money Market/Cash:5%

Moderate

Aims to produce capital growth in a medium to longer term time frame.It will have lower short term fluctuation in value than the growth and high growth risk profiles.
Recommended Asset Allocation=
Equities: 60%; Fixed Income: 35%; Money Market/Cash:5%

Growth

Growth oriented portfolio.A small income exposure slightly reduces the short term fluctuation of the portfolio's value.
Recommended Asset Allocation=
Equities: 85%; Fixed Income:10%; Money Market/Cash:5%

Aggressive

High growth portfolio with a strong emphasis on maximising capital growth.They will be high short term fluctuation in value and higher chance of a capital loss.
Recommended Asset Allocation=
Equities: 90%; Fixed Income:5%; Money Market/Cash:5%

EPF Investment Withdrawal 使用公积金投资信托基金

单位信托

Unit Trust